July 28

by Michael Granados

Would you like to learn how to get up to $100,000+ in Business Credit in 30 days with the #1 Technique for getting No Doc Lines of Credit…Even as a startup or without any experience?

Welcome to this Business Credit Workshop Review post where I “Michael” a Multiple business owner and long-time business funding expert (and business loan broker expert - With Viral Funding Solutions) will be pulling back the curtains to show you the Truths to Business Credit Workshop, the pros and cons, alternatives and much more you MUST know before moving forward, but first…

Is Business Credit Workshop Legit? Yes, most definitely they are, BUT the real question is this one…

Are they “Best” for you? You’ll find that out in a bit and how to get business credit lines without showing your financials, and pretty much just stated revenue so you can power your startup or non-startup forward with enough funding to start increasing your revenue, to get a handle on your other debt obligations and much more.

Let’s get started.

What Is Business Credit Workshop?

Business Credit Workshop is an entity that helps small business owners and startups get large lines of unsecured business credit and mainly through business credit cards and lines of credit from the banks, regional and community without showing income and any documents. The owner is Joe Lawrence who is a best-selling author and investor from New Jersey who started his business as a local credit workshop where he helped connect local community banks and credit unions to small business owners.

So in addition to the local seminars, here’s what else is given:

  • Online workshops and training
  • Personal coaching and assistance in getting credit
  • A simple business credit approval process (which is a 3-step process to getting business credit from lenders in your state)
  • You’ll get case studies, education, and free guides

Going Inside Business Credit Workshop

From the beginning of the site you’ll notice this:

business credit workshop home page

You’ll start off with a blog with content on topics like:

  • Business credit cards
  • Business Lines of Credit
  • Ask Joe any question
  • Topics to sort through

Business Credit Workshop Services (Offers They Have)

Aside from the free blog content, you can also get more free resources as long as you opt-in to the email list and these are:

  • Free Ebook Report
  • Free Case Study
  • The Business Credit Workshop full program (priced)

Let’s start with the free ebook report:

business credit workshop free report

This is a free report that will reveal how to get access to business credit up to $100,000+ in 30 days with things you’ll find inside like:

  • How to get the weekly credit offers the local, community banks that are actively lending to new small businesses…
  • The 7 most important steps to building your business credit profile so that you can get your business credit without having to show financials…
  • Who the Top 10 lenders are to get business lines of credit from and business credit cards without having to show your income or bank statements…
  • And much more

So once you optin for free, you’ll get your free report in your email inbox with these 7 steps breaking it down section per section, but before you go there, you’ll be presented with an offer:

business credit workshop system

On this page, you’ll have a chance to get access to discovering the ONE step that exploded Joe’s business and getting to know the top secrets others are not sharing with you.

Here’s what you end up getting with the Business Credit Workshop program:

  • Audio and Video Tutorials. In this, you’ll be able to listen to exclusive audio recordings from Joe’s full-day Business Credit Workshops. You’ll hear step-by-step how to build over $100,000 in unsecured business lines of credit for Brand New companies. PLUS, you’ll also receive Video Tutorials on how to implement these exact steps (Value of $297)
  • Video Training On How To Find Unlimited Lenders. If you’re unsure about “which” banks to turn to that are current lending, this video will help you understand and know exactly how to find them without troubles. They even reveal their top-secret source of lenders (Value of $297)
  • Top 10 Business Credit Lenders. What you’ll be getting is an up-to-date database that reveals Joe’s favorite companies to get business credit from. He’s interviewed the underwriters and attached their guidelines (Value of $97)
  • Interview With A National Lender. You’ll be able to hear from the source about how to qualify and how to get business credit from a national lender (Value $97)
  • Mind Map. This is a Digital Download of the Business Credit Workshop Mindmap as a full version showing you the step-by-step technique you need to follow and why it works. (Value $97)

There will also be exclusive offers you couldn’t get anywhere else and they are:

  • Personal Credit Secrets
  • How to get your business social security # for free
  • Audio interviews with banks and with the clients
  • A Special Report on raising private money

I’ll get into the pricing down below in the price section so let’s for now move into the free case study…

In this case study you’ll see How clients have obtained $500k+ in unsecured business credit in just a few months without showing any financials. And inside is this:

  • You’ll get to discover the process of finding hundreds of local community banks that will offer no-doc business lines of credit…
  • You get access to this case study of how Greg D. used the system to obtain over $500k+ in unsecured business credit and how he never had to show financials once. This has helped him grow his business and cash flow…
  • And lastly, you’ll get to uncover the secret formula that banks will use to determine if they will lend to your business, and this alone will save you a lot of time and headaches.

After you take the free case study, you’ll then get it in your inbox but on the thank you page (or next steps page), you’ll get a chance to sign up for Coaching. Now, I’m unsure of the costs to this or if there is any but you’ll be guided through a series of questions to answer.

You’ll get things like access to the local community banks and credit unions and know what they offer, and even these places you may not have heard of. When Chase, Bank of America and top banks deny you or perhaps you already have them and are overleveraged, there are local community banks and credit unions to turn to…

So you’ll get a full system broken down into three areas:

  • Getting your company ready
  • Getting your business credit scores on personal and business ready
  • The funding phase

You’ll get access to the entire system and personal attention from Joe with this:

  • Twice a month group coaching calls on Zoom to go over implementing what you’re learning in the training and you can learn from other students in the program so you can help one another out if you’d like and would find that helpful.
  • Chat support is there for something you need quickly answered
  • You’ll get email support and access to Joe which not everyone gets
  • You’ll get a list of all the local community banks and credit unions that they interviewed in your state
  • In the coaching portal there are ways of setting goals so you can meet your targets and also training on marketing to get more deals, clients and business.

Business Credit Workshop Reviews

Here’s what others are saying about Business Credit Workshop on Trustpilot:

business credit workshop reviews
business credit workshop trustpilot
business credit workshop testimonials
business credit workshop reviewed

How Much Does Business Credit Workshop Cost?

Aside from the free report and case study, the Business Credit Workshop System is $37 and they also have a one-time offer for only $10 which includes this:

  • All of Joe’s personal notes and cheat sheets to help you get a quick start on the business credit system plus an additional 15 lenders that he recently got business credit approvals with himself.

Is there a money-back guarantee?

Yes, there is. There is an unconditional Money-back guarantee with 30 days for 100% of your money-back guarantee. You can check out the Business Credit Workshop System here, But if you'd like to see my #1 recommended alternative with a free video series to get started with, see here

Who Is Business Credit Workshop For?

Business Credit Workshop is made for people who want access to content to local banks and community credit unions that are not always shared everywhere as well as going through bigger banks for 0% interest credit card funding as well more of the guidelines from the underwriter and so forth. Here’s more:

  • Startup business owners who have good credit scores to leverage getting 0% interest funding and even if not, the material can be helpful to get you there eventually OR you can always leverage a credit partner with at least 10% ownership in your company or another business owner to secure those lines of credit if they are willing to help (but this is no exclusive, this is common what you see everywhere for people to get approved)
  • Non-startup business owners who want to seize an investment or multiple and want to capitalize on furthering their growth and expansion while having a stronger operation and free-cash-flow
  • Business owners want to pay off other debt and eventually transfer the personal debt to 0% interest business credit cards and more
  • You want to liquidate the cash-out of cards to use for real estate investments, business investments, and more
  • You’re looking for an extra $100k+ in business credit and want to find more lenders to work with
  • You are ready for more credit for a current or new LLC and or similar and want to get more local banks, regional, and community credit unions

Who It’s Not For:

  • People who don’t want to invest money to get started
  • You’ve been through this before in terms of getting credit lines and would consider yourself “experienced” (but even then, there’s always something new you can learn)
  • You are not looking for coaching or added material and just want a quicker solution with someone who can get you a pre-approval faster and let you know what can and can’t work

Pros And Cons:


  • Simple and effective system to help you grow your busines with business credit and to maximize getting up to $100,000+ by allowing you to see which banks and community credit unions are best to work with so you don't have to worry about figuring it on your own which means you'll have confidence in all that you do.
  • You get great details on the 7 steps to build out your business credit profile to get ready to obtain business credit without having to show your financials...At all!
  • Top 10+ lenders to get business line of credit and business credit cards from so you can have them in your arsenal to use when you need to which means you'll not only establish strong relationships but have access to multiple places to pull funds from.
  • Special Audio and Video Tutorials so you can have audio recordings from the full day Business Credit Workshops and know the step-by-step process to help you build over $100,000 in unsecured business lines of credit for Brand New businesses.
  • Coaching if you need it to have access to Joe and be even able to email him and more.


  • I wouldn't really say this is a "Con" but I had to just pick one thing just to enterain things, it's likely that there's a cost upfront to get started and you are not getting credit lines guaranteed because of that, but that's just standard - Investing in yourself and your education is important.


There are alternatives out there and ones you can jump into for free to get some material on I’ll show you these below but first, for the other program you have this one:

If you’d like to see a free video series on building credit lines from yours Truly, I have compiled my videos into one page you can check them out here:

If you are looking for a fast action and done-for-you setup with myself and the team right away and know you want the fast convenience to get it done, see here:

What I Liked Most About Business Credit Workshop

I couldn’t really just limit it to one so I’ll say a few things from a bird's eye ground level view, the evolution from the Live workshops in front of people to having a system that allows you to have coaching and access to lenders and resources you can’t just pick up on your end, as well as the ongoing support and video training will help you maximize your results.

What I Liked Least

I wouldn’t really call it a “dislike” but if I had to entertain things and choose just ONE thing, I’d probably say the cost and that there is a cost to get into this, even if low enough barrier to entry.

I get to have the educational content and to invest in youreself, that’s important, and if you feel you need to do that, then check it out, but if you feel you can learn enough from online and are ready to do things faster and in a more convenient way with a pre-approval to start, you can see my alternative up above.

Final Thoughts And Next Steps

What was your favorite part about Business Credit Workshop? Is there something that stood out to you most that you perhaps disliked?

Whether you’re looking to pick up free resources from the blog alone or invest into a free report or case study to see how to obtain up to $100,000 in 30 days with the 7 most important steps or to buying into the system, there’s a little bit of everything for everyone.

I believe it’s put well together and organized to help you succeed. Although there are costs upfront, that should not take away from the value and investment in yourself, and if you want to get started with the Business Credit Workshop you can see here, but if you’re looking for an alternative way to get started for little to really nothing…

I will leave you with my free business credit line building video series below with some bonus resources as well as a way to get started with a more done-for-you format.

Michael Granados

Michael Granados is an expert blogger and a 6+ figure-a-year affiliate marketer. As an expert, He's created a health and wellness brand as well enjoys helping others learn about different marketer tools, systems, and helping people achieve an awesome life personally, physically, and professionally.

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