November 27

by Michael Granados

How would you like to take your business to the next level with Superior Payment Processing and business solutions so you can continue to build, grow, expand and even get out of a tight pinch? 

Many companies claim to have great “payment processing” but what you’re about to see here today with Journey Business Solutions might just knock your feet off the ground (not kidding), but first...

Welcome into this Journey Business Solutions Review where I “Michael Granados” a small business owner like yourself and long time financial representative will be pulling back the curtains to show you ALL the Hidden Truths, pros and cons, alternatives and so much more so you can finally power your business forward!

Let’s get into the meat and potatoes.

What Is Business Journey Solutions?

Not “what” but “who is Business Journey Solutions?” They are a one-stop shop offering small businesses all across the United States exceptional Payment Processing and business solutions such as payroll services and Working Capital through a Merchant Cash Advance. They are a provider based out in Forth Worth, Texas, and is run by CEO and founder Ben Brown.

What they specialize in is Payment Processing, Cash Discounting, as well as POS (Point Of Sale) services. But like I said, in addition to this they also offer payroll services and merchant cash advance type of loans which I’ll get into in a bit.

Let’s go deeper inside

Going Inside Journey Business Solutions

With Journey Business Solutions you get 4 superior services in:

  • Cash Discount Program
  • Working Capital
  • High-Risk Payment Processing
  • Digital Marketing
  • Referrals

Let’s look at payment processing first since that’s what they specialize in. Here are their four aspects:

  1. Point Of Sale. You can get access to Fully-features POS systems with easy-to-use interfaces. 
  2. Smart Terminals. This is designed to accept credit cards via iPhone, iPad, tablet, or a wireless terminal.
  3. Ecommerce. If you (or anyone) are in the E-commerce space, then you can simplify your payment process when selling products and your services online.
  4. ATMs. You can offer your customers cash withdrawal services with the latest ATM models.

POS Products:

Whether you run a restaurant, retail store(s), clinics, and beyond, Journey Business Solutions takes pride in bringing you the latest and greatest technology so you can stay with the times and deliver the best help by saving more time and money.

Some of the product brands are:

  • Clover Station
journey business solutions pos clover station
  • Hotsauce
journey business solutions hotsauce
  • Paradise POS
paradise pos journey business solutions

Others include:

  • Mynt
  • Reef POS
  • Greta POS

Smart Terminals

The range of smart POS terminals utilize the latest mobile and wireless technology to bring you easy, on-the-go payments, and no matter your needs, you’ll be paired with the right system to track your business's success at all times.

These products include:

  • Clover Flex
smart terminals journey business solutions clover flex
  • Clover Mini
clover mini journey business solutions
  • Clover Go
clover go journey business solutions
  • Payanywhere
payanywhere journey business solutions


For eCommerce, you get JBSePay which you can secure your online payments with, and more. With JBSePay you get offered affordable, and mobile payment solutions with a super high level of protection for your customers.

They are connected with over 200 processors and 125+ of shopping carts online as well as:

  • Process cards online faster
  • Connect with many software and point of sale systems seamlessly!

It can also serve you as a virtual terminal for:

  • Recurring payments…
  • Invoicing or…
  • Accepting ACH payments
jbsepay journey business solutions

ATM Solutions

You can give your customers the convenience of an in-store ATM, you can not only offer them quick cash withdrawal services but also attract new customers and profits for your business.

One of these products is:

  • Hyosung 2700C ATM:
atm journey business solutions

Cash Discount Program

If you’re looking to improve your merchant services, you can get the cash discounting program which allows you to counteract some or even all of the merchant service fees you receive for credit card transactions.

With this program, you can work with a larger base of cash-buying customers and give incentives for credit card paying customers to switch over.

Why Journey Business Solutions’ Cash Discounting Program?

  • Increase Your Revenue. You can stop paying fees to credit card brands and now accept cards without losing your revenue. 
  • Next Day Funding. You get to batch your merchant account today and see the funds deposited into your bank account tomorrow!
  • Exceptional Service. All the cash discount merchants enjoy a new level of service, Gold Level Care.

Here are some of the benefits of the cash discount program:

  • Easier To Implement so you don’t have to waste time and energy, you can finally focus on other parts of your business
  • Encourages Cash Payment so you can better organize how you receive and use your money
  • Chargeback Reductions so it entices your customers to come back for more and more time and time again
  • A Great Marketing Tool so you can blow up your business overnight!

Working Capital

Are you looking for fast access to cash you couldn’t get through the bank because you’ve been denied, you can’t reach deeper into your savings account, and can’t turn to friends and family’s help (anymore)?

Journey Business Solutions offers you and your business quick access to working capital cash advances through a merchant cash advance as well as business loans and lines of credit - hassle-free.

Here are some of the benefits:

  • Simple Application Process. With the secure online application, it’ll take you just 10 minutes to complete
  • Fast Funding. Get your cash in your bank account as fast as 24 hours.
  • Transparent Terms. You get clear. Easy to understand terms and Zero origination fees.

Merchant Cash Advance Qualifications

So you can get between $2,500-$250,000 and if you meet these requirements:

  • 3+ Months in business
  • $5,000+ per month in gross revenue
  • No Credit score requirement
  • No Excluded Industries

Related: Merchant Cash Advances with same day funding

Business Loans

Through the partnership with ARF Financial, you can get business loan options too through:

  • Short term loans
  • Unsecured business loans
  • Lines of credit

Digital Marketing 

Do you need help with marketing/designing your business for more profits and the Ultimate look, feel and appeal?

Journey Business Solutions has partnered with CGI Communications, Inc. to provide you with innovative solutions that promote the growth of businesses nationwide. From establishing your unique brand position in the marketplace to expanding your reputation and reach, you can be connected to the digital marketing resources you need to create and build your business's presence online and beyond.

Here are the solutions you can get:

  • Video Production
  • Website Design
  • Graphic Design
  • Reputation Management
  • Search Engine Optimization
  • Social Media Marketing
  • Google Ads
  • Magellan
  • Reviewtube Insights

By the way, I also offer these types of services with my own digital marketing agency you can see here:


Whether you need:

  • Web Development
  • Accounting 
  • Branding
  • Marketing or
  • Other industry-specific assistance…

That Journey Business Solutions does not provide, they will go out to find what you require and give it to you.

Journey Business Solutions Reviews

Here’s what other people had to say about the company:

(img, video)

journey business solutions reviews
journey business solutions testimonials
journey biz solutions reviews

How Much Does Journey Business Solutions Cost?

There is no cost to get started filling out and completing an application, don’t worry about the hidden fees or it having to affect your credit score because it won’t. The only thing that could end up costing you is the digital marketing services but it depends on the type you need it can range into the hundreds and even thousands AND your time and energy can be a cost…

If you go into the application and you know it’ll be a waste of time or unsure of what to look for, that can be a waste. In that case, I highly recommend picking up my 6-step pre-approval lending checklist that’ll show you how to get prepared to walk into an application and with 100% confidence and certainty get approved!

See here:

Who Is Journey Business Solutions For?

This lending service is for businesses and business owners who need specific specialized help with payment process at the lowest rates/processing fees, you want fantastic POS systems with the latest and greatest technology at an affordable cost, cash discounting services, payroll services, and traditional working capital through merchant cash advances or business loans. Here’s more:

  • Small businesses with 3+ months in business in ANY industry who needs help with payment processing, POS Systems, cash discounting, and a lot more like working capital and digital marketing services.
  • Small businesses with years of experience who want to pivot from their current payment processing system or want a different service that Journey Business Solutions has to offer.
  • You want access to smart terminals designed to help you accept credit cards via iPhone, iPad, Tablet, or a wireless terminal
  • You’re an eCommerce company looking to simplify your payment process when selling your products and services online. 
  • You’re a high-risk company that wants access to great Payment processing services.
  • You’re looking to get a lump sum of fast cash through a merchant cash advance.

Who It’s Not For

  • Non-Payment processing focused
  • You don’t want high rates with their working capital
  • You want to eliminate a greater amount of your processing fees while giving you more flexibility
  • You’re not looking to improve your business

Pros and Cons


  • Next level payment processing and business solutions so you can offer your customers the best care and performance ever
  • State of the art technology POS systems so you can work more effectively which means you'll profit much more and faster
  • Ecommerce built so you get to simplify your payment process when selling products and services online
  • High risk processing capabilities so you can perform no matter how restricted your business may seem
  • Working capital solutions so you can keep getting capital to build, grow, expand, and even get out of a tight pinch.
  • Digital Marketing support so you can market your business effectively which means you'll get more sales.


  • Doesn't eliminate as high of payment processing fees like you'd see in other places
  • Working capital is ok with higher interest rates


There are definitely other and EVEN better alternatives and I’m going to show you that starting now:

By far my personal favorite (and highly regarded by many) is thos up to $2,000,000 no collateral and no hard credit check program (as well as not interest rates), because they offer Superior Payment Processing that can eliminate 95% of Your Processing Fees fast and you’ll end up saving A LOT more money with their standard payment processing or with their Cash Discount processing.

PLUS: I feel like you get a much wider selection of equipment with state-of-the-art technology you can find the system that best suits your needs and you get peace of mind with technical help and support.

Also, they have Exceptional Customer Financing, and Working Capital you can get up to $2,000,000 and even up to $25k with same-day instant approval funding with the lowest requirements and even up to $100,000 at the moment with a line of credit as well as 1099 gig worker funding.

If you’d like to learn more about who this company is, you can learn more right here:

What I Liked Most About Journey Business Solutions

There were plenty of things I could have chosen but If I had to pick just ONE thing…I’d say the high-risk payment processing for companies like CBD, hemp, or e-cigarette industries that you can get at a competitive rate.

And by utilizing all domestic banking, they provide you with fast approvals and transparent pricing with no reserves on your funding.

What I Liked Least

I’d have to say They don’t eliminate as high of processing fees and the support can be better for both the technical side and customer support for sure.

Final Thoughts

What was your favorite part about Journey Business Solutions you picked up on today?

Listen, there is no shortage of payment processing companies but there is a shortage who can offer outstanding POS systems with the latest technology at an affordable price while also specializing in cash discounting and also bringing you working capital along with Digital Marketing Services, it’s a luxury to have all that in one, wouldn’t you agree?

Your business can’t continue to be at the “threshold” of “just making it another day”, you mustn’t settle for less than what you know you and your business are capable of…

Right now is the time to get your ducks in a row and continue to build, grow, expand and even get out of a tight pinch so you can also keep your customers happy and coming back for more. If you feel like Journey Business Solutions is the way to go you can click here OR if you’d rather get a far more superior payment process, POS systems, working capital that is far better and less expensive while helping you save more money…

Then I highly recommend you check out my #1 recommended program by clicking the button below.

Michael Granados

Michael Granados is an expert blogger and a 5+ figure-a-year affiliate marketer. He's created a health and wellness brand as well enjoys helping others learn about different marketer tools and helping people achieve an awesome life personally, physically, and professionally.

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