April 8

by Michael Granados

Do you want to know once and for all the truth to “Is Symmetry Financial Group A Scam?”

You’re likely here today because you would like to sell insurance or perhaps you had an Inquiry or interview wit Symmetry Financial and you’d like to know if they are the right fit…

Whichever the case may be, I’m going to reveal some really shocking news, but before I do, let me answer the main question to why you’re here…

Is this insurance company you’re starting to hear from your friends, family, co-workers, the media, a scam?

NO. Stick with me through this article as I uncover why Symmetry Financial Group is not a scam but you should still have your guard up, and how it exactly operates.

My name is Michael Granados, that's me below:

Michael Granados

I’ve had my fair share of Insurance company career run ins and for the most part, none of them fit the bill, and I also came across a bunch of different scams that were all hype and more about sucking in your money like the one I wrote about World System Builder for example.

Anyways, let’s get started!

Symmetry Financial Group Overview

Product Name: Symmetry Financial Group (SFG)

Founder: Brandon Ellison

Product Type: Life Insurance product/services

Price: Free

Best for: People who need secured life insurance, mortgage protection or considering final expense coverage, as well MLM/Network Marketing enthusiasts.


Summary: Symmetry Financial Group is a Life Insurance company who's partnered with over 30 insurance carriers so you can be provided with a completely customized plan providing you and your family with the coverage you properly need.

You get various options such as Mortgage protection, Universal life insurance, Term life insurance, Final Expense and much more with SFG. they are very helpful in these regards and making sure you get a safe and secured life insurance plan that meets your best needs. Now what about their "Home Business Opportunity?"

If you came here today wanting to know about SFG's home business opportunity as an independent life insurance agent, you'd be getting yourself into yet another MLM/Network Marketing Insurance company...

And one where you'd honestly spend most of your time recruiting and building a team as opposed to making sales selling life insurance, why?

There's SO MANY insurance programs on the internet, it's saturated and to be able to help someone get life insurance through is pretty difficult of a task to ask for. It's not impossible by any means but selling insurance is also not a "sexy" thing and it can be very dull and boring to wake up to do every day...

That's why I transitioned away from this field and went into a much better one where you can still work in the Financial field but doing it through helping small businesses get alternative business loans...

And this is one of if not the HOTTEST opportunities on the internet today, it's trending up, you can earn up to $120,000 PER person, and it's through becoming an online business loan broker for free!

If you'd like to see this opportunity and what I'm doing, click the button just below to get started.

Rating: 80/100

Recommended: Yes for insurance seekers, no for the home MLM home business side of things.

What is Symmetry Financial Group?

Symmetry Financial

SFG as they are popularly known was created by Brandon Ellison and they work to strive to get you the best insurance policy plan for you and your family.  They understand everyone has different needs, budgets, and concerns so they will help you shop through 30+ carries to find you the best fit possible.

Basically, they are an insurance marketing organization(IMO) based out in Swannanona, North Carolina and worth with a variety of insurance carriers like Foresters, Transamerica, and Mutual Of Omaha.

According to Inc, they have ranked Symmetry Financial Group as one of the fastest growing companies in America and has bee rated as one of the best cultures in 2017 and 2018.

Who Is Brandon Ellison Symmetry Financial Group?

If you're anything like me you're still asking the question "Who owns symmetry financial group" along with the added question "what about this Brandon Guy do I have information on?"

To just share a few things about Brandon, he has a background in:

  • Sales
  • Marketing
  • Life Insurance

And here's a video introduction of himself and Symmetry Financial Group:

Going inside Symmertry Financial Group 

Getting a deep look at Symmetry Financial you get a two faced type of opportunity, what do I mean?

Most people come to Symmetry Financial Group wanting to get into the insurace field but either have sales or don’t and fail at one thing…

They don’t market themselves well. To get into insurance you need to do two things:

  1. Get into the right culture
  2. Market yourself properly

Did you know that 9/10 people who try to work in the insurance field fail within the first year? 

Yep. It’s true. Although I believe the insurance industry is a great field to get into, if you can’t sell or want to “sell” then you should stay away from it. Life Insurance is highly profitable but it comes down to this…

“Are you willing to stick with it?”

For example:

If you’re working on auto loan insurance, you’re basically going to have the same routine every single day, and you have to build your own clientele because you’re an agent, not a franchiser…

Where you were directly for the employer like a state farm, liberty insurance, etc.

Mixed Training:

I’ve heard mixed reviews about the training for beginning agents that their mentors/leaders are usually too busy to reach down to you and give you the right guidance and training that you need…

So much for the help! In reality, you’re going to have to figure things out on the fly for yourself before you hear back from your manager. The good thing is that you’re taught not to be pushy and cold call.

Symmetry Financial doesn’t focus on the cold calling communication strategy, rather they do the old traditional model of meeting with leads face to face selling. Yes, you will still have to rely on email responses coming in from people interested in discussing their life insurance options, but the belly of it is face to face.

Looking at the home page, here’s what you can expect to see:

is symmetry Financial Group A Scam.

At the navigation you can see the different types of benefits they offer:

  • Life Insurance
  • Debt Free Life
  • Disability
  • Critical Illness
  • Retirement
  • Smart start

...And they even have a blog in case you want to read any of their recent posts about insurance and the impact they have made.

Here’s a better look at their plans:

sfg plan

Mortage Protection Insurance

As a homeowner you’ll want to protect your home with an affordable, comprehensive coverage and this plan is here to cover you in the most extreme cases like that of a death. It’ll function like a standard term policy…

  • You purchase a policy for a set period 
  • Make monthly payments

And if you pass while the policy is still in effect, your chosen beneficiary receive funds to pay off the mortgage.How is this immensely valuable?

It ensures your family can still stay in the home even if you were no longer able to contribute to the mortgage payments…

A win-win!


You can request a quote on the following page if you’d like.

mortgage quote

How It REALLY Works

Up to this point I showed you the different plans you can get with Symmetry Financial from mortgage to life insurance, and now I want to show you the steps to making it happen…

It starts with requesting a quote. From Any of the following Financial assets you can request a quote for:

quote access

STEP 1: Click on a plan.

Like I stated earlier, you can click through any of the plans from the home page up above or from the navigation bar and you’ll get a page with information and your access to requesting a quote. Here’s the one for Mortgages since we’ve focused on that plan to this point:

quote req

Simply click on “Request a Quote” from the blue button OR you can keep scrolling down this page(and the others and find the button again)

get started

This time the name on the blue button is labeled “Get Started” which takes you to the same step as if you were to press on “request a quote”.

STEP 2: Enter Your Details

request quote step 2

STEP 3: Thank You Page

I went ahead and entered my own information for this example(which you won’t see) but this is the page you’ll get once you submit your details:

thank you step 3

That’s it! Your next part is to look out for your email for someone from the Symmetry Financial Group to reach out to you.

How Much Does Symmetry Financial Cost?

There’s no cost to get started! Like I showed you in the past steps, you just have to submit a quote and after that a Financial agent will get a hold of you and you can discuss plans to get you settled.

Is Symmetry Financial A Pyramid Scheme Or An MLM?

The real question is this - is symmetry financial group a pyramid scheme?

This is what will either draw you in or get you running to the hills faster than I could type the next few words.


Look, symmetry financial is not some ponzi scheme or pyramid operating under illegal operations, it’s legitimate and run by experienced and expert insurance professionals..

But you do need to know about the “MLM” culture and how it all works.


Symmetry Financial isn’t the only company that operates in an MLM type of insurance manner, so do companies like World System Builder, Freedom Equity Group, Family First Life, Empire Network, and more.

So, the top of the pyramid is the actual insurance company, beneath them is Symmetry Financial Group, and below them are a LONG line of agencies and agents.

The hierarchy structure is not so much of a bad thing it’s ONE other thing that is. So this symmetry financial group pyramid scheme is very real!

While I do think being in an MLM has its upsides, it can have many downsides especially in an MLM insurance company because so many people have a hard time "selling" people insurance and it will get very tiring because you'll end up spending your time doing these activities:

  • Cold Calling a certain demographic
  • Knocking on people's doors

You can only do that for so long before you burn out. Sure, you can approach things from a digital marketing perspective but it can be more complicated with Insurance. So here's a better option (I explain further in my alternative section below)...

Jumping ship and becoming a Business Loan Broker Agent who helps small businesses get alternative funding (small business loans). This is a VERY Lucrative ($$) opportunity where you can earn high paying commissions for getting people approved for a loan or a form of a "cash advance".

You get to set your own hours as an independent agent and get the amazing feeling of helping small businesses stimulate our economy, and the fact that you helped them keep their doors open is incredible! PLUS: You don't have to pay to get in and you could immediately get paid.

How Much can you make? The Amount is unlimited and I know of a specific program that pays Up to $120,000+ PER Person and for getting a percentage of your team members funded deals too! It's a WIN WIN. If you'd like to know more about this specific program, you can click the button below to read my review of this unparalleled program

Where MLM’s and Symmetry Financial Go Wrong

Listen, most(not all) MLM’s focus HEAVILY on recruiting and not enough on the training of promoting the products/services. Selling these packages to people takes practice and A LOT of it comes down to marketing yourself…

You’re the actual business, NOT the MLM itself. But Like Symmetry Financial and other heavy MLM’s, they only give you a scarce amount of training and tell you to go jump off the deep end and figure this stuff out for yourself!

Most people below, above, and on the same level as you are all competing to see how many more people they can recruit because a commission and bonus matrix come with this…

So it leaves the most important which is the sales training out of the picture. That’s why I don’t really favor getting into MLM’s, you really have to be passionate about the product and you need to focus heavily on recruiting where most of the money is made…

Helping your own down-line recruit more so you can earn more. That’s why I prefer what I’m doing as my #1 recommendation.

Plus, selling insurance can get boring and it’s no easy task. You really have to fall in love with what you’re doing or else you’re just going to waste your time and energy. The trends show that older people make up the majority of the insurance industry too…

Keep that in mind if you’re a young one

Symmetry Financial Group Work From Home Opportunity

symmetry financial group work from home

On top of what I've already shared with you, Symmetry's Work from home opportunity where "supposedly" they have:

  • Best in-class compensation and incentives
  • Industry-leading career choice and opportunity
  • Exclusive and diverse lead programs
  • Full and part-time opportunities with the ability to work remotely

The Simple process is to fill out a form on the page above that looks like this:

symmetry financial group work

Symmetry Financial Group Compensation Plan

As a new contracted insurance agent you'll begin with a symmetry financial group commission of a 70% commission level, or also referred to as a starting contract. You will also have the opportunity to move from 70% commissions all the way up to 120%...

And even in additional Equity Share Bonus based on your personal production and or the production of you and your agency.

Here's more information on the SFG Compensation plan.

Personally speaking with MANY years of navigating the work from home and home business opportunities, I don't recommend becoming a licensed Insurance agent with SFG, let alone an insurance agent, why?

While the compensation may look great, it's difficult to really make a breakthrough unless you're recruiting other agents into your system and then they have to go back out and recruit others and sell their insurance.

As a Network Marketing Structure it is really difficult to make it to the top as I've been through a few myself. So, I'll give you some better alternatives in the "Alternative Section(you can click here to see)" BUT for now I'll share with you one opportunity and business model where you can make a great passive income...

With This Option you can become an independent funding agent where you'd be giving small business owners cash advances and more to run their business and you can get paid A LOT for your time!

This is just one opportunity that I'm apart of and the Industry is BOOMING!

Symmetry Financial Group Lawsuit

According to Lawlid.com, Symmetry Financial Group and its management - The Bank of America Corporation were involved in a securities fraud suit filled by one of its own customers...

This complaint alleged that the company had provided financial advice to this "Jane Doe", including the purchase of certain financial products that was based on the false information supplied by it's corporate broker, Robert Ciai.

You can learn more about the SFG Lawsuit here.

Symmetry Financial Reviews

Here are some reviews according to the Symmetry Financial Group BBB (Better Business Bureau):

symmetry financial group reviews
symmetry financial group bbb
symmetry financial group testimonials

How Much Is Symmetry Financial Group?

The cost to get a quote is completely free, and the work from home opportunity is free as well.

Who’s Symmetry Financial For? 

I’d have to say Symmetry Financial is made for anyone who has an interest or passion in selling Insurance, has the patience to wait until you begin to earn well, and love helping people. Here are more:

  • If you’re working 9-5 and you’re looking for an extra source of income to supplement your existing one.
  • You’re tired of working your 9-5 and are looking for alternatives and the Insurance industry has your interest
  • You want to start your own business and help out many people in the process
  • You have a sales background or are sales driven and you want to learn new challenging skills
  • You want to learn marketing and how that can help you become the ultimate boss

Who's It Not For?

  • People who don't want to scrap for change
  • Tire kickers
  • Lazy people
  • People who want a better in-demand business

After my 5+ years of owning an online business in the digital marketing space, I’ve seen it all, and it always comes down to one thing…

Do you have the desire to WANT to do it? You have to ask yourself “why” you want to sell insurance and theirs no internal desire like for the fact that you wan’t to stop having someone support you or of some equivalence…

Then you need to rethink it. There’s no way you should start something because you want to make more money. Yes, that’s part of it, but you’ll NEED a bigger reason why you’re doing it, and that will help you wake up in the morning every day ready to get things done.

Luckily, there are other solutions out there like starting your own highly profitable Affiliate Marketing business where you don’t have to meet people in person, cold call, and be tied down to one product…

In fact, you don’t have to own the product to make money with it! If this sounds interesting to you, check out what I made for you here.

Pros And Cons


  • Endless options with some of the best coverage in the market and prices so you can fit your family's needs which means you'll be protected and looked after at all times.
  • Over 30 TOP insurance companies to shop for so you can get the best customized insurance plan which means you'll always have flexibility and options.
  • Inc 5,000 ranking for five years running so you don't have to worry about getting legit and super helpful service which means you'll feel confident and certain you'll get what you're looking for in terms of support and the right plan.
  • Range of products so you can get different types of insurance if need be which means you'll be covered in more than one way.


  • Job opportunity is an MLM/Network marketing opportunity that can be difficult to make any significant money with

Symmetry Financial Alternatives

There are plenty of alternative life insurance companies so I'll first list a few and then if you're looking for a Greater work from home and OR Home Business opportunity, I'll share them with you.

For Insurance companies:

For Work from home opportunities:

Now, if you'd rather earn a TRUE Passive Income by running your very own home-based business, then I truly recommend a business model called Affiliate Marketing.

For Home Business Opportunities:

I Like the first option A LOT because you'll be shown how to make a passive income by promoting Lending or Alternative cash advances to small businesses as a business agent...

And every time you make a sale we're talking about $100's and $1,000's+ PER person. There's no entry fee, and you get ALL the material to show you how to do this.

What I Like About Symmetry Financial

If there were one thing I had to pick and say I liked most about Symmetry Financial it would be the fact that they care about helping people find their path to a secure insurance.

The agents and people who do stick with Symmetry Financial can make good money but they know as well as I do that’s it about helping individuals and families get the right information so they can make the best decision for themselves…

No pushing anyone.

What I Don't Like

Working with Symmetry can be a hassle especially if you're looking to make financially life changing money with their working opportunity...

They have a network marketing/MLM structure with different compensation plans but can be difficult to make any head way.

Final Verdict: Is Symmetry Financial Group A Scam?

Nope. They operate like any other MLM company where you have the acutal insurance company at the top and on the bottom end are the agents and agencies…

You’d be the one operating in the middle. Yet, this still has a TON of concern and complications for me because the drop out rate is HIGH…

Most people who get started will leave because they quickly release they don’t like selling insurance and that they didn’t get the right training - just depends on what mentor you have. Plus, you’re tied down to that company…

What If they decide to close down? You wouldn’t have enough of the marketing skills to know how to pick yourself up and go elsewhere, and that’s a shame because most MLM’s don’t teach you that…

They suck you into them and then leave you dry out of no where! It’s happened to me. So, if you’d rather try something where you can share a hobby, an interest or a passion of yours to people and get paid for it without having to be tied down to one company, own your own products/services, and you can be your own boss…

And earn like this:


Check out my #1 Recommendation below.

Michael Granados

Michael Granados is an expert blogger and a 6+ figure-a-year affiliate marketer. As an expert, He's created a health and wellness brand as well enjoys helping others learn about different marketer tools, systems, and helping people achieve an awesome life personally, physically, and professionally.

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